Program

Indigent Care Trust Fund (ICTF)

Hospitals receiving ICTF or related DSH payments must operate a formal program of free and reduced-charge care for medically indigent patients.

Free care

Under 125% FPL

Participating hospitals must provide services free of charge to patients whose family income is below 125% of FPL.

Sliding scale

125–200% FPL

Hospitals must provide free care or a sliding fee scale for patients between 125% and at least 200% of FPL.

Applies to

ICTF-participating hospitals

Most major hospitals participate. Nonprofits also have full federal 501(r) obligations regardless of ICTF status.

Income thresholds

Georgia ICTF minimums (plus hospital FAPs)

Income levelRequired / typical benefit at ICTF hospitals
Under 125% FPL (~$19,950 for 1 person)100% free care required
125%–200% FPLFree or sliding-scale discount required
Above 200% FPLDepends on the hospital’s own FAP (many go higher)

For 2026, 125% FPL for a family of four is approximately $41,250 and 200% FPL is $66,000. Individual hospital Financial Assistance Policies often extend free or discounted care beyond the ICTF minimums. Always check the specific hospital’s posted policy.

Key protections

What Georgia patients should know

  • ICTF free & sliding-scale mandate

    Participating hospitals cannot simply refuse low-income patients; they must have and follow a free/sliding program up to at least 200% FPL.

    Required
  • No deposit or delay for indigent patients

    Hospitals cannot require a deposit or delay treatment solely because a patient is indigent.

    Protected
  • Federal 501(r) for nonprofits

    240-day window, AGB pricing, and collections rules apply on top of ICTF requirements.

    Federal right
  • Public notice

    Hospitals must publicly advertise the availability of free and reduced-charge services and how to apply.

    Required

Citizenship / residency notes

Some ICTF rules historically referenced U.S. citizenship or Georgia residency for certain funding streams. Federal 501(r) charity care itself does not require citizenship. Ask the hospital which rules apply to your situation.

Find your hospital’s policy

How to look up a specific hospital’s rules

Search the hospital name + “financial assistance policy” or “Indigent Care Trust Fund” / “charity care application.” Most large Georgia systems (Emory, Piedmont, Wellstar, Northside, Grady, etc.) post their FAPs online. You can also call billing and specifically ask for the ICTF / charity care / financial assistance application.

Sources

Where this page’s claims come from

  1. Georgia Department of Community Health — Indigent Care Trust Fund
  2. Georgia Rules 111-3-6 (Indigent Care Trust Fund)
  3. Dollar For — Georgia Charity Care Law summary
  4. IRS Section 501(r) Requirements for Nonprofit Hospitals

General information, not legal advice

Confirm current ICTF participation and exact tiers with the Georgia Department of Community Health or the hospital’s financial assistance office.