Duke Health (Duke University Hospital) financial assistance: the complete 2026 guide
Duke University Hospital is one of the most prominent academic medical centers in the Southeast — and Duke Health has taken a notably patient-friendly approach to financial assistance in recent years, including stopping lawsuits against patients, eliminating wage garnishment, and suspending adverse credit reporting since 2020. Free care is available under 200% FPL, discounts extend to 300% FPL, and the medical indigence provision provides a pathway for patients above those thresholds whose bills represent a severe burden. This 2026 guide covers Duke University Hospital, Duke Regional, Duke Raleigh, and Duke Primary Care clinics.
Quick facts: Duke Health (Duke University Hospital)
Type: Nonprofit academic medical center
Location: Durham, NC
Free care threshold: 200% FPL
Discount threshold: Up to 300% FPL + medical indigence provision
Apply online: dukehealth.org/paying-for-care/financial-assistance
Apply by phone: 1-919-684-8111 (Duke Health Patient Revenue Management)
What you need to know about Duke Health (Duke University Hospital)'s financial assistance program
Patient-friendly enforcement
Duke Health stopped suing patients, placing liens, and garnishing wages in 2017 — and has not reported medical debt to credit bureaus since 2020. This is a significant commitment beyond what federal law requires.
Mandatory free care
Duke provides completely free care for emergency and medically necessary services to patients at or below 200% FPL.
Bill over 15% of income
If your total Duke Health patient liability exceeds 15% of your annual household income — even if you're above 300% FPL — you may qualify for financial assistance under the medical indigence pathway.
No-interest for 200-300% FPL
North Carolina residents between 200–300% FPL who don't fully qualify for free care receive interest-free 36-month payment plans capped at 5% of monthly household income.
2026 income limits for Duke Health (Duke University Hospital) financial assistance
The table below shows 2026 federal poverty levels across common household sizes. The free-care threshold at Duke Health (Duke University Hospital) is approximately 200% FPL and discount eligibility extends to approximately Up to 300% FPL + medical indigence provision. Always confirm current thresholds in the hospital's published Financial Assistance Policy before applying.
| Household size | 100% FPL | 200% FPL | 300% FPL | 400% FPL | 500% FPL |
|---|---|---|---|---|---|
| 1 person | $15,960 | $31,920 | $47,880 | $63,840 | $79,800 |
| 2 people | $21,600 | $43,200 | $64,800 | $86,400 | $108,000 |
| 3 people | $27,240 | $54,480 | $81,720 | $108,960 | $136,200 |
| 4 people | $33,000 | $66,000 | $99,000 | $132,000 | $165,000 |
| 5 people | $38,640 | $77,280 | $115,920 | $154,560 | $193,200 |
| 6 people | $44,280 | $88,560 | $132,840 | $177,120 | $221,400 |
How to apply for financial assistance at Duke Health (Duke University Hospital)
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Request an itemized bill first
Before doing anything else, call Duke Health Patient Revenue Management at 1-919-684-8111 and request a fully itemized statement of every charge on your bill. Review it carefully — billing errors are common. Correcting errors before applying means charity care is applied to the correct baseline amount.
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Read the Financial Assistance Policy
Download and read Duke Health (Duke University Hospital)'s Financial Assistance Policy at dukehealth.org/paying-for-care/financial-assistance. Pay particular attention to the income tiers, documentation requirements, and appeal process before starting the application.
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Complete the application
Download the financial assistance application from the same page, or request a paper copy at any Duke Health (Duke University Hospital) admissions or billing office. Complete every section — incomplete applications are the most common reason for processing delays and initial denials.
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Gather your documentation
Collect all documents listed in the section below. Make photocopies of everything before submitting. If mailing, use certified mail with return receipt to create a dated delivery record.
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Submit and follow up
Submit your completed application and supporting documents. Follow up by phone after 2–3 weeks to confirm receipt, get a case reference number, and ask about the expected processing timeline.
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Appeal if denied
A denial is not final. Request the specific reason in writing and submit a formal written appeal with additional or corrected documentation. Read our complete guide to appealing a denied charity care application for a step-by-step process.
What Duke Health (Duke University Hospital) typically requires for a financial assistance application
- DUHS Financial Assistance Application
- Most recent federal tax return (Form 1040)
- Recent pay stubs (last 2–3 months)
- Government benefit award letters
- Bank statements if self-employed or income is irregular
- If claiming medical indigence: documentation of total patient liability
- If no income: signed self-attestation letter
Medical indigence: bill over 15% of your income = automatic eligibility review
Duke Health's medical indigence provision is one of the most practically useful patient protections of any major US hospital: if your total Duke bill exceeds 15% of your current or prior year annual household income, you automatically qualify for consideration — regardless of your income level relative to FPL. This means a family earning $120,000 with a $25,000 Duke bill (which is more than 20% of their income) can qualify for assistance even though 300% FPL for a family of four is only $99,000.
Where this page's information comes from
- 1.Duke Health Financial Assistance — www.dukehealth.org
- 2.DUHS Financial Assistance Policy (PDF) — www.dukehealth.org
- 3.IRS Section 501(r) — Requirements for Nonprofit Hospitals — www.irs.gov
Verify with the hospital directly
Hospital financial assistance policies are updated at least annually. Always confirm current income thresholds, required documentation, and the application process directly with Duke Health (Duke University Hospital)'s financial assistance office before submitting your application. This page was last reviewed July 2026.